Comparison Updated October 2026
HOA Express suits associations that mainly want a low-cost community website with announcements and simple online payments. HOAOS suits boards that want unit ledgers, accounting, violations, meetings and elections in one product.
Yearly software cost for a 150-unit association on published list prices, paid yearly: HOAOS Medium $950 and HOA Express Engage $576.
At a glance
HOA Express details are taken from its public pricing, feature and help pages. Where HOA Express doesn't publish something, we say so.
| Feature | HOAOS | HOA Express |
|---|---|---|
| Pricing model | Three plans by community size; every feature on every plan | Free, Inform and Engage plans, priced by number of household accounts |
| Price | Small $50/mo (up to 50 units), Medium $95/mo (up to 200), Large $195/mo (up to 500); yearly costs 10 months | Engage $29–$64/mo billed yearly for 50–500 households (about 10% more billed monthly); a free plan with ads for up to 50 households |
| Free trial | Not offered; no long-term contract | 30 days of Engage, no card |
| Online payments | ACH and card through Stripe, straight to the association’s own Stripe account; owner autopay | Card and bank account on Engage, through Stripe, paid out weekly to the association’s bank; no autopay |
| Payment fees | Bank $2.45 (or 0.8% up to $5); a card service fee; the board chooses who pays | Card 3.2% + $0.80; bank 1.4% with no cap published; set per payment option who pays |
| Unit ledgers and late fees | A ledger per unit, assessment schedules, automatic late fees and owner statements | Payment history per account; ledgers, statements and late fees not published |
| Accounting | Double-entry general ledger, bank reconciliation, budgets, reserves with a 30-year projection | Not published; payment history export only |
| Violations | Notices, cure dates, hearings and fines on the unit ledger | Not published |
| Architectural requests | ARC requests with a decide-by date and a reminder to the board | Custom forms; no approval workflow published |
| Elections | Secret owner elections online, by proxy or on paper | No official voting; surveys and polls |
| Community website | Public community website | The core product: a full website builder with a free custom domain |
| Texts | Email announcements | Blast email and text on Engage, with 2 text credits per household a month |
Who should choose which
You keep the books, collect dues by unit, enforce rules and hold elections, and want them in one place instead of a website plus spreadsheets.
Your manager or accountant keeps the books elsewhere, and the board wants a low-cost community site with announcements, texts and simple payments.
Cost example
Published list prices only, per year, before taxes.
| Size | HOAOS | HOA Express Engage |
|---|---|---|
| 50 units | $500/yrSmall, paid yearly$600/yrpaid monthly | $348/yrpaid yearly$396/yrpaid monthly |
| 150 units | $950/yrMedium, paid yearly$1,140/yrpaid monthly | $576/yrpaid yearly$648/yrpaid monthly |
| 400 units | $1,950/yrLarge, paid yearly$2,340/yrpaid monthly | $732/yrpaid yearly$816/yrpaid monthly |
Software only, before taxes, one household account per unit. On a $300 dues payment, HOAOS costs $2.45 by bank and HOA Express 1.4% ($4.20); by card, HOA Express charges 3.2% + $0.80 ($10.40). HOA Express doesn’t include accounting, violations or voting, so the prices cover different scopes.
FAQ
Yes. HOAOS imports units and residents from a CSV file, so you can export your member list from HOA Express and bring it in, then set up assessment schedules and opening balances.
Yes. HOAOS includes a public community website alongside the resident portal, though website building is HOA Express’s main focus and offers more design options.
No. HOAOS sends announcements and mass messages by email, and can mail letters first class or certified. It doesn’t send texts today.
Yes. HOAOS owners can set up automatic dues payments from a bank account. HOA Express doesn’t offer autopay.
Sources
Competitor details checked on October 29, 2026 from their public websites; pricing and features change — check HOA Express for current details.
HOA Express is a trademark of its owner. All trademarks belong to their respective owners; DomoDomu is not affiliated with or endorsed by HOA Express. This page compares published information and isn't an assessment of either company.
More on HOAOS
Every feature is on every plan, from $50 a month for up to 50 units, with no long-term contract.
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